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Rates & Fees

SuperiorFunding does not lend money; rather, we provide you with access to a network of lenders and financial service providers. There is no fee to use our online loan request.

Each loan provider in the network operates as a separate company and each establishes its own rates and fees. SuperiorFunding does not determine the fees or interest on any loan, nor does SuperiorFunding own any interest in or control any of the payday loan providers included in its network.

After you submit your loan request to SuperiorFunding, we will attempt to connect you with a loan provider who can meet your loan needs. If a lender has a loan offer for you, they will contact you quickly and provide you with more extensive information about the loan terms, rates, and fees. Make sure you understand the interest rate and fees charged on a loan before you accept it. In addition to traditional loans, some lenders in our network may offer line of credit.

As part of the Truth in Lending Act, loan providers must inform you of all fees and interest rates they charge on their loans. Please understand that you are under no obligation to accept the loan if you find these terms unacceptable.

Rates and fees for loans are higher than those you will find at a bank. But cash loans provided by lenders in the SuperiorFunding network are not meant for long-term borrowing and are usually paid back in full, including interest and fees, on your next payday. For large loans, some lenders will allow you to split up the loan amount, along with all interest and fees, into several installments, until the loan is repaid in full.

Most bank loans cannot match the speed, convenience and easy credit requirements of a cash loan. Below are some reasons why cash loan providers charge higher interest and fees than most bank loans:

Some states have enacted laws regulating the interest rates and fees loan providers can charge borrowers; therefore, your state of residence may impact the rates and fees charged on your loan. It’s a good idea to review the laws regulating payday loans in your state to see if such a loan would be advantageous to you. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.

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Legal Disclaimer: A cash loan is a small, short-term loan that’s intended for use specifically as short-term financial relief and not for use as a long-term financial solution. Consumers that are actively struggling with debt and credit difficulties should seek out debt and credit advisory help. SuperiorFunding.com is not a lender and nothing on this website constitutes an offer or solicitation to lend. Additionally, we aren’t a representative, agent or broker of any lender. SuperiorFunding.com informs users of lenders that meet the users’ stated needs and does not charge any fee at all for this service. Residents of some states may be ineligible for a cash loan based upon lender requirements. Never does completing an inquiry guarantee that you will be connected with a lender offering the loan product you have requested. Users never are under any obligation to use our service. Typically, lenders perform credit checks with credit bureaus or obtain consumer reports through alternative providers. With the submittal of your information you are agreeing to be contacted by lenders or their agents. This service and offer are void where prohibited.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.